CLIFF is a program developed to build organisations that build homes. CLIFF started out with the aim to bridge the various gaps that result in the large numbers of families trapped in informal housing, slums or suffering growing urban disfunction.
Critical gaps CLIFF seeks to address:
• Institutional Gap: Expand urban institutional arrangements to include 3rd Sector .
• Solutions Gap: Develop appropriate/ affordable housing and basic service solutions
• Finance Gap: Build bankability and credit-worthiness to enable and lower cost
• Delivery Gap: Scale up delivery/Build economies of scale/ increase affordability
Why is it needed?
Where possible, Homeless International makes funding available to its partners. The funds help partners establish a pipeline of pro-poor projects that accesses land markets as a vehicle for poverty relief. The funds help our partner organisations to scale up their project activities to a level that increases economies of scale. The urban poor and their support organisations are often unable to access affordable loans from financial institutions, and yet our partners require increasing levels of capital to reach the stage where their initiatives are scaled-up to settlement or even city-wide level. CLIFF recognises the need for sustainable access to affordable finance and bridges this gap, often with the support of Homeless International’s Guarantee Fund.
Find out more